Commercial Lending Blog
Expert guides, market analysis, and educational content to help you navigate commercial real estate financing with confidence.
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471 articles · Page 14 of 20
How Hard Is It to Get a Construction Loan with Bad Credit?
Construction loans with bad credit are challenging but possible. Hard money lenders, alternative financing, and approval strategies.
Is It Hard to Get a Commercial Construction Loan? A Complete Guide
Commercial construction loans aren't as hard to get as you think. Learn requirements, approval process, and insider tips to secure financing.
Can I Get a Loan from a US Bank for a Foreign Property? Your Options
US banks rarely finance foreign properties, but options exist. Learn about international banks, cross-border mortgages, and alternative financing strategies.
How to Borrow from Your IRA Without Penalty
Penalty-free strategies to access IRA funds for real estate. 60-day rollover rule, first-time buyer exception, and SEPP options explained.
Who is Eligible for a Construction Loan? Complete Eligibility Guide
Who qualifies for construction loans? Credit scores, income verification, down payments, property criteria, and approved borrower types.
Is It Harder to Get a Land Construction Loan? What You Need to Know
Land construction loans require 25-50% down and higher rates than traditional mortgages. Learn qualification requirements and strategies.
Mixed-Use Property Down Payment: How Much in 2026?
Mixed-use down payments range 15-30% depending on residential/commercial ratio and loan type. Learn requirements and how to qualify.
What Are the Disadvantages of Trust Loans?
Trust loan drawbacks: limited lenders, personal guarantee requirements, and complex documentation. Learn before financing through a trust.
Can I Get a New Construction Loan with Bad Credit? Your Options
Yes, you can get a new construction loan with bad credit through hard money lenders, co-signers, or larger down payments. Explore your financing options.
Does State Bank and Trust Offer Construction Loans?
Does State Bank and Trust offer construction loans? Regional bank options and alternatives with better terms for your building project.
Can a Foreign National Get a Mortgage in the US? Yes - Here's How
Yes, foreign nationals can get US mortgages via DSCR loans and specialized programs. Requirements, documentation, and how to qualify.
Can a Trust Own a Construction Company? Entity Structure Guide
Yes, trusts can own construction companies directly or through an LLC. Learn about entity structures, liability protection, and tax implications.
Can I Get a Mortgage if I Have a Lien? Complete 2025 Guide
Learn how liens affect mortgage approval and discover strategies to secure financing with judgment liens, mechanics liens, or property liens on your record.
How Risky Is Tax Lien Investing? A Complete Risk Assessment Guide
Tax lien investing risks: redemption rates, property pitfalls, and due diligence requirements. Strategies to protect your capital.
Is It Hard to Get a Multifamily Loan? Requirements & Approval Tips
Multifamily loans are easier to get than you think with the right preparation. Discover the requirements, process, and tips to qualify for apartment financing.
How Long After Bankruptcy Can You Qualify for a Loan?
Post-bankruptcy loan waiting periods: FHA 2 years, conventional 4 years. DSCR and hard money loans have no waiting period.
Can You Buy a 5-Unit Property with FHA? Alternatives
No, FHA loans cover 1-4 units only. Discover DSCR loans, commercial mortgages, and portfolio lending alternatives for 5+ unit multifamily.
How Much Can a New LLC Get a Loan For? $50K to $5M+ Guide
New LLCs can qualify for construction loans from $50K to $5M+. Learn the factors that determine your loan amount and how to maximize your borrowing power.
Can I Get a Loan if I Have a Tax Lien? Your Complete Financing Guide
Get construction and real estate financing with an IRS or state tax lien. DSCR loans, lien resolution strategies, and alternatives.
Can You Take Out a Loan on Trust Property? Yes
Yes, trust property can secure loans. Revocable trusts are straightforward; irrevocable need specialized programs. Learn your options.
Is It Harder to Get a Construction Loan? What You Need to Know
Yes, construction loans are harder to get than traditional mortgages. Learn why lenders are stricter, what requirements you must meet, and how to qualify.
Is It Easier to Get a Loan Through an LLC? What Investors Need to Know
Is LLC financing easier than personal? Learn about DSCR loans, qualification requirements, and strategies to maximize approval odds.
How Do Ground Up Construction Loans Work? Full Guide
Ground-up construction loans from application to completion: draw process, construction phases, qualification, and permanent financing.
Are Construction Loans Tax-Free? Tax Implications
Construction loans aren't taxed as income. How to maximize interest deductions and understand property tax implications during building.
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