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Commercial Lending Blog

Expert guides, market analysis, and educational content to help you navigate commercial real estate financing with confidence.

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230 articles

Guides

How Hard Is It to Get a Loan to Build an Apartment Complex?

Struggling to secure apartment construction financing? Learn the real approval rates, requirements, and strategies that help developers get funded faster.

Feb 2, 202612 min read
Guides

Can You Get a Construction Loan Building It Yourself?

Owner-builder construction loans exist but require more documentation. Learn requirements, approval strategies, and alternatives for DIY builders.

Feb 2, 202612 min read
Guides

What Is the Minimum Down Payment for a Construction Loan?

Construction loan down payments range from 10-35% based on loan type. Learn exact requirements, how to reduce your down payment, and funding strategies.

Feb 2, 202611 min read
Guides

Construction to Permanent Loan Requirements 2026

Confused by construction to permanent loan requirements? Compare one-time vs two-time close options, down payments, and credit scores to find your best fit.

Feb 2, 202612 min read
Guides

Home Builder Construction Loans: 2026 Guide

Struggling to finance spec or custom builds? Learn home builder construction loan rates, requirements, and approval tips - plus strategies to fund more projects.

Feb 2, 202612 min read
Guides

ADU Construction Loans: Complete Financing Guide

Struggling to finance your ADU build? Get expert guidance on ADU construction loans, rates, requirements, and approval tips - for California homeowners.

Feb 2, 202612 min read
Guides

USDA Home Construction Loan Requirements 2026

Do you qualify for a USDA home construction loan? Get clear requirements for income, credit, DTI, and rural eligibility to build with 0% down.

Feb 2, 202612 min read
Guides

USDA Home Building Loan: Process and Timeline

Learn the USDA home building loan process step-by-step. Get timeline expectations, draw schedules, and expert tips to avoid common delays.

Feb 2, 202612 min read
Market Insights

How to Get the Best Construction Loan Rate of Interest

Struggling with high construction loan rates? Learn proven strategies to negotiate better terms, compare rates by loan type, and save thousands on your project.

Feb 2, 202612 min read
Guides

FHA Home Construction Loan: Complete 2026 Guide

Struggling to afford new construction? FHA home construction loans require just 3.5% down with one closing. Learn requirements, rates, and qualify.

Feb 2, 202612 min read
Education

What Is the 20% Rule for SBA Loans?

Confused about SBA 20% ownership rule? Learn who must guarantee loans, equity requirements, and how ownership structure affects your approval.

Feb 2, 202611 min read
Education

What Is the DSCR for Multifamily? Requirements Explained

Confused about DSCR requirements for multifamily properties? Learn the ratios lenders want, how to calculate yours, and tips to qualify for better terms.

Feb 2, 202612 min read

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