Commercial Lending Blog
Expert guides, market analysis, and educational content to help you navigate commercial real estate financing with confidence.
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471 articles · Page 20 of 20
Horizontal vs Vertical Construction Loans: Key Differences
Horizontal loans fund land at 65-75% LTC; vertical loans fund the building at 70-85% LTC. Compare draw schedules, rates, timelines, and when to use each.
What Qualifies as a Mixed-Use Property? Types & Financing
Learn what qualifies as a mixed-use property, including zoning requirements, building types, and how to finance residential-commercial developments.
Can You Get a Construction Loan for an Investment Property?
Yes, you can secure construction loans for investment properties through DSCR and specialty programs. Learn about investor-focused financing options.
Is It Hard to Get a Loan When Self-Employed? Solutions for Builders
Self-employed contractors face unique challenges getting construction loans. Discover DSCR loans, bank statement programs, and asset-based lending options.
Can a Trust Take Out a Construction Loan? Yes
Yes, revocable and irrevocable trusts can obtain construction loans through DSCR, commercial, and portfolio programs. Learn requirements and structures.
Can I Get a Construction Loan with My LLC? Yes - Here's How
Yes, LLCs can get construction loans through DSCR, commercial, and portfolio lending programs. Learn requirements, rates, and how to structure deals.
Can You Get a Loan to Build a Commercial Building? Your Complete Guide
Yes, you can get a loan to build a commercial building. Explore construction loan options, requirements, and how to secure financing for your project.
Can I Get a Construction Loan and Do the Work Myself? Complete Guide
Yes, owner-builder construction loans exist for DIY builders, but require stricter qualifications. Learn requirements, sweat equity options, and how to qualify.
Can I Use My Land as a Down Payment on a Construction Loan?
Yes, land equity can serve as your construction loan down payment. Learn how lenders calculate land value, equity requirements, and approval steps.
Why Construction Loans Get Denied and How to Avoid It
Discover the most common reasons construction loans get denied and learn how to fix credit issues, down payment shortfalls, and plan weaknesses.
What is Required to Qualify for a Construction Loan? Complete Guide
Qualifying for a construction loan requires strong credit, 10-20% down, detailed plans, and an approved contractor. See the full requirements.
What Is the Minimum Credit Score for a Construction Loan?
Minimum credit scores for construction loans range from 580 (FHA) to 700+ (conventional). See requirements by loan type and tips to improve odds.
Is It Hard to Get a Construction Loan? Honest Answer
Yes, construction loans are harder than conventional mortgages with stricter requirements. See the 5 key factors lenders check and how to pass each one.
Self-Storage Construction Cost: 100-Unit Facility (2026)
A 100-unit self-storage facility costs $1.2M-$2.5M to build in 2026. Per-square-foot breakdowns by climate zone, land costs, financing, and ROI projections.
Commercial Real Estate Loan Requirements: Complete Guide for 2026
What are the requirements for a commercial real estate loan? See credit scores, down payments, DSCR minimums, and documents needed by loan type.
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