Commercial Real Estate Loans
from 6,000+ Lenders
Clear House Lending is a commercial mortgage marketplace that connects real estate investors and developers with vetted private lenders nationwide. Get matched with bridge, DSCR, SBA, hard money, and construction loan specialists who can close in as few as 5 days.
6,000+
Vetted Lenders
50
States Covered
5 Days
Fastest Closing
$100M+
Max Loan Size
What Is Clear House Lending?
Clear House Lending is a commercial real estate financing marketplace that connects investors, developers, and business owners with a curated network of 6,000+ vetted lenders across all 50 states. Instead of applying to individual banks, borrowers submit one request and get matched with lenders who specialize in their property type, loan amount, and timeline. Our network includes specialists in bridge loans, DSCR investment loans, SBA financing, hard money lending, and construction financing.
How Does Clear House Lending Work?
The process takes minutes, not weeks. Describe your financing needs, including the property type, loan amount, and timeline. Our matching engine instantly identifies lenders from our network who specialize in your deal type. You then speak directly with matched lenders who provide competing term sheets. Bridge and hard money loans can close in as few as 5 days, while DSCR loans typically close in 21 to 30 days.
Commercial Loan Types at a Glance
| Loan Type | Interest Rates | Closing Speed | Min. Credit Score | Loan Range |
|---|---|---|---|---|
| Bridge Loans | 8% - 13% | 5 - 15 days | None (asset-based) | $500K - $50M |
| DSCR Loans | 7% - 10% | 21 - 30 days | 620+ | $100K - $10M |
| SBA 504/7(a) | 5.5% - 8.5% | 45 - 90 days | 680+ | $100K - $5M |
| Hard Money | 10% - 15% | 5 - 15 days | None (asset-based) | $100K - $25M |
| Construction | 8% - 12% | 30 - 60 days | 660+ | $1M - $100M |
| CMBS / Conduit | 5% - 7% | 60 - 90 days | N/A (property-based) | $2M - $500M |
How Do I Get Started?
Three steps to commercial financing. Our process saves you time and connects you with the right capital partner for your deal.
Tell Us Your Needs
Share your financing needs: property type, loan amount, timeline, and deal structure. Whether it is a bridge loan for an acquisition or a construction loan for ground-up development, we need just the basics to find your match.
Get Matched with Specialists
Our platform identifies the best lenders from our 6,000+ network who specialize in your exact deal type. You receive competing offers from lenders ready to fund, not generic leads.
Close Fast and Build Your Portfolio
Speak directly with matched lenders who understand your urgency. Review term sheets, compare rates, and close on your timeline. Use our DSCR calculator or mortgage calculator to model scenarios before you commit.
What Types of Commercial Loans Are Available?
Bridge Loans
Short-term financing for acquisitions, renovations, and repositioning. Close in 5 to 15 days.
SBA Loans
Government-backed SBA 504 and 7(a) loans for owner-occupied commercial properties with low down payments.
DSCR Loans
Qualify based on property cash flow, not personal income. Ideal for real estate investors.
Hard Money Loans
Asset-based lending with rapid approval for time-sensitive commercial deals.
Construction Loans
Ground-up development and vertical construction financing for commercial projects.
Permanent / Refinance
Long-term fixed-rate financing and refinance options for stabilized commercial properties.
Free Commercial Loan Calculators
DSCR Calculator
Calculate your debt service coverage ratio to see if your investment property qualifies for a DSCR loan.
Commercial Mortgage Calculator
Estimate monthly payments, amortization, and total interest on a commercial real estate loan.
Bridge Loan Calculator
Model short-term bridge financing scenarios including interest reserves and exit strategies.
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Struggling to qualify for investment property financing? Learn how DSCR loans use rental income instead of personal income. For investors with 1.25+ DSCR.
Frequently Asked Questions
What types of commercial real estate loans does Clear House Lending offer?▾
How fast can I close on a commercial loan?▾
What is the minimum credit score needed for a commercial real estate loan?▾
How is Clear House Lending different from a traditional bank?▾
What does a DSCR loan require and who qualifies?▾
Does Clear House Lending charge fees to borrowers?▾
Ready to Fund Your Next Commercial Deal?
Stop losing deals to slow bank financing. Connect with vetted private lenders and hard money specialists from the Clear House Lending network today. Get fast approvals, flexible terms, and the capital you need to close deals quickly.