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Education

Browse our education on commercial real estate financing.

Education Articles

9 articles

Education

SBA 504 Loan Down Payment Requirements Guide

Planning an SBA 504 loan? Learn exact down payment requirements, what counts as equity injection, and strategies to minimize your cash outlay.

Feb 2, 202611 min read
Education

SBA 504 Loan Credit Score Requirements Explained

Need to know SBA 504 credit requirements? Learn the minimum scores, what lenders actually look for, and how to qualify with less than perfect credit.

Feb 2, 202611 min read
Education

SBA 504 vs 7a: What Is the Difference?

Confused about SBA 504 vs 7a loans? Learn the key differences in rates, down payments, eligible uses, and which program fits your business needs.

Feb 2, 202613 min read
Education

What Is the 20% Rule for SBA Loans?

Confused about SBA 20% ownership rule? Learn who must guarantee loans, equity requirements, and how ownership structure affects your approval.

Feb 2, 202611 min read
Education

What Is the DSCR for Multifamily? Requirements Explained

Confused about DSCR requirements for multifamily properties? Learn the ratios lenders want, how to calculate yours, and tips to qualify for better terms.

Feb 2, 202612 min read
Education

What Is the 1% Rule in Multifamily? Complete Guide

Master the 1% rule for multifamily investing. Learn how to quickly screen deals, when the rule works, and when to use better metrics instead.

Feb 2, 202611 min read
Education

How Difficult Is It to Get an SBA 7A Loan?

Wondering if you can qualify for an SBA 7a loan? Learn the real approval rates, requirements, and expert strategies to improve your chances.

Feb 2, 202612 min read
Education

What Is a DSCR Loan? Investor Guide for 2026

Struggling to qualify for investment property financing? DSCR loans let you qualify based on rental income, not tax returns. See rates, requirements, and how to apply.

Jan 31, 202612 min read
Education

Commercial vs Residential Lending: Key Differences Explained

Moving from residential to commercial real estate? Understand the fundamental differences in underwriting, terms, and qualification requirements.

Dec 20, 20248 min read

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