Commercial Lending Blog

Conventional Loan for Investment Property: Requirements Guide

Learn conventional loan requirements for investment property in 2026. Covers credit scores, down payments, DTI ratios, reserves, and current rates.

Feb 19, 202612 min read

Cash on Cash Return Formula: Step-by-Step Guide

Learn the cash on cash return formula for commercial real estate. Step-by-step calculation guide with benchmarks by property type and expert analysis.

Construction Loan Criteria: What Lenders Require in 2026

Understand the construction loan criteria lenders evaluate. Credit scores, down payments, experience, LTV ratios, and project requirements by lender type.

Feb 14, 202612 min read

Commercial Property Financing Options for 2026

Explore the top commercial property financing options for 2026. Compare rates, terms, and requirements for bank loans, SBA, CMBS, bridge, DSCR, and more.

Sale Leaseback Explained: How CRE Owners Unlock Equity

Learn how sale leaseback transactions help commercial property owners unlock equity while staying in their space. Explore benefits, risks, and deal structure.

Gross Rent Multiplier: Formula and How to Use It

Learn the gross rent multiplier formula, what makes a good GRM, how it compares to cap rate, and how to use GRM to screen commercial real estate investments.

Mixed Use Property: Financing, Zoning, and Investment Guide

Learn how to finance, zone, and invest in mixed use property. Explore loan options, DSCR requirements, cap rates, and strategies for maximizing returns.

Education

How to Calculate Cap Rate on Any Property

Learn how to calculate cap rate step by step with the NOI formula, worked examples for apartments, retail, and office buildings, plus common mistakes to avoid.

Commercial Property Valuation: Methods and What Affects Value

Learn the 3 main commercial property valuation methods, key factors that affect value, and how to estimate what a commercial property is worth in 2025.

Commercial Real Estate Investing: Beginner's Guide 2026

Learn how to start commercial real estate investing in 2026. Covers property types, financing, cap rates, returns, and strategies for beginners.

Commercial Mortgage Lenders: How to Find the Right One

Compare commercial mortgage lender types, rates, and requirements. Learn how to evaluate banks, CMBS, life insurance, SBA, and private lenders for your deal.

Debt Service Coverage Ratio: How Lenders Evaluate Your Loan

Learn how lenders use DSCR to evaluate commercial loans. Includes the formula, step-by-step calculations, and minimum requirements by loan type.

USDA Guaranteed Loan Program: Business Financing Guide

Learn how the USDA B&I guaranteed loan program helps rural businesses get up to $25M in financing with 80% government guarantee and competitive rates.

Education

Cap Rate Formula: How to Calculate Capitalization Rate

Learn the cap rate formula and how to calculate capitalization rate for commercial real estate. Includes worked examples, NOI breakdown, and deal analysis tips.

Investment Property Calculator: ROI and Cash Flow Guide

Learn how to calculate investment property returns with ROI, cash flow, cap rate, and DSCR formulas. Use our calculators to analyze deals quickly.

Commercial Large-Balance Refinance ($2M+): Programs and Process

Guide to commercial refinancing above $2M. Compare CMBS, bank, life company, and agency programs with NOI underwriting and loan sizing analysis.

VA Jumbo Mortgage Rates and Refinance Options for Veterans

Compare VA jumbo mortgage rates, IRRRL streamline options, and cash-out programs. How VA entitlement works for jumbo loans above the conforming limit.

When to Refinance a Jumbo Mortgage: Break-Even Analysis

Learn when refinancing a jumbo mortgage makes sense. Break-even analysis, ARM adjustment timing, rate lock strategies, and the math behind the decision.

Super Jumbo Mortgage Refinance ($3M+): Programs, Rates, and Lenders

Guide to refinancing super jumbo mortgages above $3M. Compare portfolio lender and private bank programs, rates, and qualification requirements for 2026.

Jumbo Mortgage Rates: Current Rates, Trends, and Top Strategies

Compare current jumbo mortgage rates for 30-year fixed, 15-year, and ARM products. Learn how jumbo refinance rates work and how to get the best rate.

How to Refinance a Jumbo Loan to a Conventional Mortgage

Learn when and how to refinance a jumbo loan to a conventional mortgage in 2026. Covers conforming limits, rate savings, appraisal waivers, and timing.

Jumbo Refinance Requirements: Credit Score, DTI, Reserves, and LTV

Complete guide to jumbo refinance requirements in 2026: credit score tiers, DTI caps, cash reserve minimums, LTV limits, and self-employed documentation.

Jumbo vs Conforming Loans: Requirements, Rates, and When to Switch

Compare jumbo vs conforming loans in 2026: loan limits, rate spreads, qualification differences, PMI rules, and when to refinance from jumbo to conforming.