Commercial Lending Blog
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471 articles · Page 13 of 20
What Is a DSCR Loan for Foreign Nationals? Complete 2024 Guide
DSCR loans let foreign nationals finance US properties without SSN, US credit, or income docs. Rates, requirements, and how to qualify.
How Much Does a 300-Room Hotel Cost to Build in 2026?
A 300-room hotel costs $45M to $120M+ to build in 2026, or $150K-$400K per key depending on brand tier. Full budget breakdown with financing and hidden costs.
Does State Bank and Trust Offer Construction Loans?
Does State Bank and Trust offer construction loans? Regional bank options and alternatives with better terms for your building project.
What Are the Disadvantages of Trust Loans?
Trust loan drawbacks: limited lenders, personal guarantee requirements, and complex documentation. Learn before financing through a trust.
Can I Use My EIN to Get a Loan? Business Guide
Yes, use your EIN for business loans, but personal guarantees are often required. How EIN-based loans work and strategies to qualify.
What Is the Downside of Buying Tax Liens? Key Risks
Tax lien risks: property condition issues, redemption periods, and fierce competition. Why alternative financing may offer better returns.
How Much Does a 250-Room Hotel Cost to Build in 2026?
250-room hotel costs: $50M-$125M depending on brand tier and market. Construction, FF&E, soft costs, and financing breakdown.
How Hard Is It to Get a Construction Loan Approved?
Construction loan approval is more achievable than expected. Real requirements, approval rates, and proven strategies to secure financing.
What Kind of Loan for a Multifamily Property? Complete Financing Guide
Best multifamily loans: FHA for 2-4 units, commercial for 5+, DSCR, and Fannie/Freddie programs. Find your ideal financing option.
How Does a Ground Up Construction Loan Work? Guide
How ground-up construction loans work: draw schedules, construction phases, interest-only payments, and conversion to permanent financing.
Can You Get a Mortgage on an Apartment Building?
Yes, you can absolutely get a mortgage on an apartment building. Learn about commercial mortgage options, DSCR loans, and all the qualification requirements.
How Much Does It Cost to Start a Medical Office?
Medical office startup costs: $100K to $1M+ depending on specialty and size. Cost breakdowns, financing options, and budgeting strategies.
Can You Get a Loan Without Tax Returns? Alternatives
Construction loans without tax returns: bank statement loans, DSCR financing, and asset-based programs for investors and self-employed.
What Is the 2-2-2 Credit Rule? Construction Loan Qualification Guide
The 2-2-2 rule: 2 years job history, 2 tradelines, 2 years credit history for mortgages. How it applies to construction loans.
Can a Foreign National Get a Mortgage in the US? Yes - Here's How
Yes, foreign nationals can get US mortgages via DSCR loans and specialized programs. Requirements, documentation, and how to qualify.
What Does Ground-Up Construction Mean? Full Guide
Ground-up construction: building from an empty lot to finished structure. How it differs from renovation and financing options explained.
How Long After Bankruptcy Can You Qualify for a Loan?
Post-bankruptcy loan waiting periods: FHA 2 years, conventional 4 years. DSCR and hard money loans have no waiting period.
How Much Can a New LLC Get a Loan For? $50K to $5M+ Guide
New LLCs can qualify for construction loans from $50K to $5M+. Learn the factors that determine your loan amount and how to maximize your borrowing power.
Is It Harder to Get a Construction Loan? What You Need to Know
Yes, construction loans are harder to get than traditional mortgages. Learn why lenders are stricter, what requirements you must meet, and how to qualify.
Are Construction Loans Tax-Free? Tax Implications
Construction loans aren't taxed as income. How to maximize interest deductions and understand property tax implications during building.
How Much Can I Borrow from My IRA for 60 Days?
No dollar limit on IRA 60-day rollovers, but the once-per-year rule and strict deadline create key constraints. Learn the requirements.
How Much Does an Apartment Complex Cost to Build?
Apartment complex costs range from $5M to $50M+. Detailed cost breakdowns by size, location, and finishes plus financing options.
How to Get a Mortgage With a Tax Lien: Step-by-Step Strategies
Learn exactly how to get a mortgage with a tax lien. Discover payment plan strategies, IRS subordination, DSCR loans, and alternative financing paths.
Can I Get a Home Loan Without a Tax Return? Complete 2026 Guide
Yes, home loans without tax returns exist. DSCR loans, bank statement programs, and asset-based financing for construction and investing.
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