Guides

SBA Loans for Commercial Real Estate: Complete Guide

Learn how to use SBA 7(a) and 504 loans for commercial real estate. Compare rates, requirements, down payments, and eligible property types for 2026.

Feb 18, 202613 min read

How Does Buying a Tract Home Work?

Learn how tract home buying and financing works for buyers and builders. Covers pricing, builder incentives, and subdivision development loan options.

How to Finance a Subdivision Development 2026

Subdivision development financing requires 25-35% down with rates from 7.5-12%. Learn loan types, draw schedules, and requirements to fund your next project.

What Does a Platted Subdivision Mean?

A platted subdivision is land legally divided into buildable lots with recorded boundaries. Platting costs, process timeline, and financing options explained.

What Loans Do Builders of Subdivisions Use?

Not sure which loans subdivision builders use? Compare AD&C loans, bridge loans, blanket loans, and spec construction financing for your next project.

PUD Advantages and Disadvantages

Weighing PUD advantages and disadvantages? Learn how planned unit developments affect financing, property values, and development timelines for investors.

How Does Infrastructure Finance Work for Subdivisions?

Infrastructure finance for subdivision development uses construction loans, special assessment districts, and TIF funding. Learn how each option works.

How to Develop a Subdivision Step by Step

Learn how to develop a subdivision from raw land to finished lots. Covers entitlements, budgeting, timelines, financing, and construction management.

Feb 12, 202613 min read

How Profitable Is Subdividing Land in 2026?

Learn how profitable subdividing land can be with real ROI data, cost breakdowns, profit margins by project size, and financing strategies for developers.

What Is an AD&C Loan?

AD&C loans fund land purchase, site development, and building construction in one package. Learn rates, phases, requirements, and how builders qualify.

What Qualifies as a Master-Planned Community?

Master planned communities combine residential, commercial, and recreational areas under one development vision. Learn what sets them apart from others.

Townhouse Development Financing Guide 2026

Learn how to finance townhouse developments with construction loans, AD&C financing, and phased draw schedules. Rates, requirements, and strategies inside.

Land Due Diligence Checklist for Developers

Missing one item on your land due diligence checklist can cost six figures. Use this comprehensive checklist covering zoning, environmental, and title.

The Subdivision Appraisal Method Explained

Learn how the subdivision appraisal method values raw land by projecting lot sales, costs, and absorption rates - and how it affects your development financing.

How Does Condo Development Work?

Condo development takes 18-36 months from land acquisition to unit sales. Full process breakdown covering financing, pre-sale requirements, and timelines.

Are Utilities Included in a Construction Loan?

Learn which utility costs construction loans cover, from water and sewer to electric hookups, and how to budget infrastructure expenses for your subdivision.

What Is a Spec Construction Loan?

Spec construction loans fund homes built without a buyer. Learn rates, LTV limits, draw schedules, and lender requirements for speculative builder financing.

Development Finance Deposit Requirements for 2026

What deposit do you need for development finance? Compare down payment requirements by loan type, learn equity strategies, and reduce out-of-pocket costs.

What Is a Construction Takeout Loan?

A construction takeout loan replaces your building loan with permanent financing at lower rates and longer terms. Learn types, timing, and costs.

What Is the Minimum Land Size for a Subdivision?

Wondering how much land you need to subdivide? Learn minimum lot sizes by state, zoning requirements, and financing options for subdivision projects.

How to Raise Money for a Development Project 2026

Learn proven strategies to raise capital for real estate development, from private equity and syndications to crowdfunding and joint ventures.

What Is an Improvement Bond?

Improvement bonds cost 1-3% of project value and guarantee subdivision infrastructure completion. Coverage, requirements, and impact on your financing.

What Is the Best Way to Finance Undeveloped Land?

Undeveloped land financing options include raw land loans (20-50% down), seller financing, and bank loans. Compare 2026 rates and down payments by type.