Commercial Lending Blog

Commercial Real Estate Market Analysis Guide

Learn how to conduct commercial real estate market analysis. Covers absorption rates, vacancy trends, rent growth, and using market data in CRE deals.

Commercial Real Estate Pro Forma Guide

Build a commercial real estate pro forma with our free template. Covers NOI, cap rate, cash-on-cash return, and IRR calculations for any property type.

CRE Due Diligence Checklist 2026: 47-Point Buyer's Guide

Follow this 47-point commercial real estate due diligence checklist covering financial, physical, legal, and environmental reviews before closing.

Tenant Estoppel Certificate Guide

Learn what tenant estoppel certificates contain, why CRE lenders require them, and how to navigate the request process to avoid costly closing delays.

Rent Roll Analysis for Commercial Real Estate

Learn how to analyze rent rolls for commercial real estate investments. Covers WALT, tenant mix, lease expirations, and the red flags lenders watch for.

Commercial Loan Underwriting Process Guide

How does the commercial loan underwriting process work? This detailed guide covers the five Cs of credit, required documents, and the approval process.

DSCR Analysis for Commercial Real Estate 2026

Learn how lenders use DSCR analysis to evaluate commercial property loans. Covers the NOI formula, minimums by loan type, and tips to improve your ratio.

Commercial Real Estate Appraisal Process Guide

Learn the complete commercial real estate appraisal process, from appraiser selection to challenging a low value. Steps, costs, and expert tips inside.

Phase 1 Environmental Site Assessment Guide

Phase 1 ESA costs $2K to $6K and protects CRE buyers from CERCLA liability. Learn what the assessment covers, when Phase 2 is needed, and lender rules.

Commercial Property Valuation Methods Guide

Explore the three commercial property valuation methods that lenders use to determine loan amounts. Covers income, sales comparison, and cost approaches.

Cash-on-Cash Return for Commercial Real Estate

Learn how to calculate cash-on-cash return for commercial real estate investments. Covers the CoC formula, return benchmarks by property type, and more.

NOI Calculation for Commercial Real Estate

Learn how to calculate net operating income for commercial properties. Covers the NOI formula, expense categories, and how lenders use NOI to underwrite.

Cap Rate Guide for Commercial Real Estate

Learn how to calculate cap rates, compare average rates by property type and market tier, and use capitalization rates to evaluate CRE investments well.

Tax Implications of Commercial Loan Types 2026

Learn how bridge, construction, SBA, and permanent loans create different tax deductions. Compare interest rules, fee treatment, and refinance strategies.

Estate Planning for Commercial Real Estate

CRE investors can lose 40%+ to estate taxes without a plan. Learn how FLPs, GRATs, dynasty trusts, and stepped-up basis protect your real estate wealth.

Tax Planning for Commercial Property Sales

Minimize taxes when selling commercial property. Covers 1031 exchanges, installment sales, entity planning, and timing strategies for maximum savings.

Bonus Depreciation for Commercial Real Estate

Learn how bonus depreciation saves commercial investors thousands in taxes. Covers the phasedown schedule, qualifying property, and strategies for 2025.

Tax Deductions for Commercial Real Estate

Discover every tax deduction for commercial real estate investors, from mortgage interest and depreciation to Section 199A. Save thousands every year.

Tenants in Common Real Estate Investing Guide

Tenants in common (TIC) lets up to 35 investors co-own commercial real estate with 1031 eligibility. Covers SEC rules, financing, and exit strategies.

Self-Directed IRA Real Estate Investing Guide 2026

Learn how self-directed IRAs invest in commercial real estate. Covers custodian selection, prohibited transactions, UDFI taxes, and non-recourse loans.

Capital Gains Tax on Commercial Real Estate 2026

Selling commercial property? Learn capital gains tax rates, depreciation recapture rules, and proven strategies to legally defer or reduce your tax bill.

Real Estate Professional Tax Status Guide

Learn how real estate professional tax status unlocks unlimited passive loss deductions. Covers the IRS tests, qualifying hours, and audit strategies.

Delaware Statutory Trust Real Estate Guide

Learn how Delaware Statutory Trusts help real estate investors defer capital gains taxes through passive 1031 exchanges into institutional properties.

Entity Structuring for Commercial Real Estate

Entity structuring for commercial real estate determines your liability, taxes, and financing options. Compare LLCs, LPs, SPEs, and holding companies.