Commercial Lending Blog

How Do Land Development Loans Work?

Land development loans cover 60-75% LTC with rates from 8% and 12-24 month terms. Requirements, draw process, and how to finance your subdivision.

Commercial Loan Term Sheet: What to Look For

Received a commercial loan term sheet? Learn what every line item means, which terms to negotiate, and red flags that could cost you thousands at closing.

Fixed vs Variable Rate Commercial Mortgage Explained

Choosing between a fixed or variable rate commercial mortgage? Compare costs, risks, and scenarios to pick the right rate structure for your investment.

SBA Loan vs Conventional for Commercial Real Estate

Deciding between an SBA loan and conventional financing for commercial property? Compare rates, terms, down payments, and eligibility to choose wisely.

Permanent Commercial Loans: Financing Guide 2026

Permanent commercial loans offer 5-25 year terms with rates from 5.5% for stabilized properties. When to use them, rates, and qualification requirements.

Education

How to Build a Commercial Loan Package

Building a commercial loan package? Get the complete document checklist, learn what lenders look for, and avoid the mistakes that delay your approval.

Data Center Financing: Complete Loan Guide 2026

Need financing for a data center? Learn which loan types work for data center acquisitions, what rates to expect, and how lenders evaluate these assets.

How to Finance Multiple Commercial Properties 2026

Scaling your commercial portfolio? Learn blanket loans, DSCR strategies, and portfolio lending options to finance multiple investment properties.

Personal Guarantees on Commercial Real Estate Loans

Required to sign a personal guarantee on a commercial loan? Learn what it means, how to negotiate limits, and which loan types offer non-recourse options.

Medical Office Building Financing Guide 2026

Need financing for a medical office building? Learn loan options, current rates, qualification requirements, and what makes MOBs attractive to lenders.

Industrial Property Loan: Financing Guide 2026

Industrial property loans offer rates from 5.5% with 65-80% LTV for warehouses and distribution centers. Compare 2026 programs, terms, and requirements.

CMBS Conduit Loans: Complete Borrower Guide 2026

Need a CMBS conduit loan for your commercial property? Learn requirements, current rates, pros and cons, and how the securitization process works.

Education

Recourse vs Non-Recourse Loans: Which Is Right for Your Deal?

Recourse loans put your personal assets at risk while non-recourse loans protect them. Learn which CRE loan structure fits your deal and how lenders decide

Feb 12, 202615 min read

Bridge Loan vs Hard Money: Which Is Right for You?

Not sure whether you need a bridge loan or hard money? Compare rates, terms, speed, and use cases to find the right short-term financing for your deal.

Commercial Loan Closing Costs: Complete Breakdown

Commercial loan closing costs run 2%-5% of the loan amount. Full fee breakdown by loan type, which costs are negotiable, and how to reduce your total.

Shopping Center Financing: Loan Guide for 2026

Need shopping center financing? Compare loan options from CMBS to SBA, understand lender requirements, and learn what drives retail property valuations.

Marina Financing: Complete Loan Guide 2026

Need financing for a marina or boatyard? Learn which loan types work, what rates to expect, and how to qualify for marina commercial real estate loans.

Portfolio Loans for Commercial Real Estate 2026

Need flexible commercial financing? Learn how portfolio loans work, who qualifies, and why they beat conventional options for unique investment properties.

Feb 12, 202610 min read

Fannie Mae Multifamily Loans: Complete Guide 2026

Fannie Mae multifamily loans offer rates from 5.2% with up to 80% LTV for 5+ unit properties. Compare 2026 programs, requirements, and how to qualify.

Small Balance Commercial Loans ($500K-$2M) 2026

Need a commercial loan under $2 million? Learn which lenders serve small balance deals, what rates to expect, and how to qualify for smaller CRE loans.

Value-Add Real Estate Financing Guide 2026

Planning a value-add commercial project? Learn which loan types fund repositioning, typical LTV and LTC ratios, and how to structure your financing.

Flex Space Financing: Complete Loan Guide 2026

Need financing for flex space or creative office? Learn which loan types work, current rates, and how lenders evaluate flex industrial properties.

Education

First-Time Commercial Real Estate Investor Guide 2026

New to commercial real estate investing? Learn how to evaluate deals, choose the right financing, structure your entity, and avoid first-timer mistakes.