Education
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Education Articles
46 articles · Page 2 of 2
Rent Roll Analysis for Commercial Real Estate
Learn how to analyze rent rolls for commercial real estate investments. Covers WALT, tenant mix, lease expirations, and the red flags lenders watch for.
Commercial Loan Underwriting Process Guide
How does the commercial loan underwriting process work? This detailed guide covers the five Cs of credit, required documents, and the approval process.
DSCR Analysis for Commercial Real Estate 2026
Learn how lenders use DSCR analysis to evaluate commercial property loans. Covers the NOI formula, minimums by loan type, and tips to improve your ratio.
Commercial Real Estate Appraisal Process Guide
Learn the complete commercial real estate appraisal process, from appraiser selection to challenging a low value. Steps, costs, and expert tips inside.
Phase 1 Environmental Site Assessment Guide
Phase 1 ESA costs $2K to $6K and protects CRE buyers from CERCLA liability. Learn what the assessment covers, when Phase 2 is needed, and lender rules.
Commercial Property Valuation Methods Guide
Explore the three commercial property valuation methods that lenders use to determine loan amounts. Covers income, sales comparison, and cost approaches.
Cash-on-Cash Return for Commercial Real Estate
Learn how to calculate cash-on-cash return for commercial real estate investments. Covers the CoC formula, return benchmarks by property type, and more.
NOI Calculation for Commercial Real Estate
Learn how to calculate net operating income for commercial properties. Covers the NOI formula, expense categories, and how lenders use NOI to underwrite.
Cap Rate Guide for Commercial Real Estate
Learn how to calculate cap rates, compare average rates by property type and market tier, and use capitalization rates to evaluate CRE investments well.
Commercial Loan Recasting: When and How
Considering a commercial loan recast? Learn the complete process, costs, lender requirements, and benefits of reamortization to lower payments quickly.
Real Estate Feasibility Study: Complete Guide
Learn how to conduct a real estate feasibility study with pro forma templates, market analysis frameworks, and site evaluation checklists for developers.
Real Estate Entitlements and Zoning: Complete Guide
Confused by real estate entitlements and zoning? Learn the full approval process, typical costs, timelines, and how entitlements impact property value.
Commercial Loan Prepayment Penalties Explained
Defeasance vs yield maintenance vs step-down: which penalty applies to your commercial loan? Real cost examples by loan size and strategies to cut exit costs.
CMBS Loan Defeasance: Refinancing Guide for 2026
CMBS defeasance typically costs 1-5% of your loan balance. Full breakdown of timing windows, yield maintenance vs defeasance, and cheaper alternatives.
SBA 504 Down Payment Requirements Guide 2026
Planning an SBA 504 loan? Learn exact down payment requirements, what counts as equity injection, and strategies to minimize your cash outlay.
SBA 504 vs 7a: What Is the Difference?
SBA 504 offers lower fixed rates for real estate; 7(a) is more flexible for working capital. Side-by-side comparison of rates, limits, and eligible uses.
SBA 504 Credit Score Requirements for 2026
Need to know SBA 504 credit requirements? Learn the minimum scores, what lenders actually look for, and how to qualify with less than perfect credit.
What Is the 20% Rule for SBA Loans?
The SBA 20% rule requires any owner with 20%+ stake to personally guarantee the loan. How ownership structure affects your approval and requirements.
How Difficult Is It to Get an SBA 7A Loan?
Wondering if you can qualify for an SBA 7a loan? Learn the real approval rates, requirements, and expert strategies to improve your chances.
What Is the 1% Rule in Multifamily? Complete Guide
Master the 1% rule for multifamily investing. Learn how to quickly screen deals, when the rule works, and when to use better metrics instead.
What Is the DSCR for Multifamily? Requirements Explained
Most multifamily lenders require a minimum 1.20-1.25 DSCR. Learn how to calculate yours, what ratios each loan type needs, and tips to improve your DSCR.
What Is a DSCR Loan? Investor Guide for 2026
A DSCR loan qualifies you on rental income alone, with no W-2s, tax returns, or employment verification needed. Rates from 7% with 20% down and 620+ credit.
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