Commercial real estate property representing lending opportunities

Specialized Lenders
for Specialized Projects

From cash-flowing rentals to new construction and commercial acquisitions, your deal is unique. Stop wasting time with banks that don't get it. We instantly match your project with the right partner from our network of 6000+ lenders.

Multifamily Loans in New York

Finance apartment buildings, garden-style complexes, mid-rise and high-rise residential buildings in New York. Access competitive rates from our network of 6,000+ commercial lenders.

Multifamily Financing for New York Investors

Clear House Lending connects New York real estate investors with specialized lenders for multifamily properties. Whether you're acquiring, refinancing, or repositioning apartment buildings, garden-style complexes, mid-rise and high-rise residential buildings, we'll match you with lenders who understand the New York market.

Typical Multifamily Loan Terms

TermRange for New York
Loan-to-Value (LTV)Up to 80%
Interest Rates6.5-10%
Loan Terms5-30 years

Loan Programs for New York Multifamily Properties

DSCR Loans

Qualify based on property income, not personal income. No tax returns required.

Bridge Loans

Short-term financing for acquisitions and value-add projects. Close in 2-4 weeks.

Agency Loans

Fannie Mae and Freddie Mac financing for multifamily properties.

Bank Loans

Traditional financing with competitive rates for stabilized properties.

Key Considerations for New York Multifamily Loans

  • Unit count (5+ units qualifies as commercial)
  • Occupancy rate (90%+ preferred for permanent financing)
  • Rent roll quality and lease terms
  • Property condition and deferred maintenance
  • Market rent comparables

Why Finance Multifamily Properties in New York?

New York offers compelling opportunities for multifamily properties investors:

  • Strong demand for multifamily properties from local and institutional investors
  • Access to competitive financing from 6,000+ commercial lenders
  • Growing population and economic base supporting commercial real estate
  • Active lending market with multiple loan programs available

Get Multifamily Financing in New York

Clear House Lending's network includes lenders actively financing multifamily properties in New York. Share your deal details and get matched with competitive loan options.

Commercial Loan Programs

Financing solutions for every stage of the commercial property lifecycle

Commercial Acquisitions

Financing for the purchase of new commercial assets

Commercial Refinancing

Rate, term, and cash-out solutions for existing commercial debt

Permanent Financing

Long-term, fixed-rate financing for stabilized commercial properties

Bridge Loans & Interim Debt

Short-term funding for quick acquisitions or property stabilization

CMBS (Conduit Loans)

Securitized, large balance non-recourse commercial real estate mortgages

SBA Loans (7a & 504)

Government-backed financing for owner-occupied commercial real estate

Commercial financing

Ready to secure your next deal?

Fast approvals, competitive terms, and expert guidance for investors and businesses.

  • Nationwide coverage
  • Bridge, SBA, DSCR & more
  • Vertical & Horizontal Construction Financing
  • Hard Money & Private Money Solutions
  • Up to $50M+
  • Foreign nationals eligible
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