Commercial real estate property representing lending opportunities

Specialized Lenders
for Specialized Projects

From cash-flowing rentals to new construction and commercial acquisitions, your deal is unique. Stop wasting time with banks that don't get it. We instantly match your project with the right partner from our network of 6000+ lenders.

Commercial Refinance Loans in Michigan

Finance rate-and-term refinancing, cash-out refinancing, and loan restructuring for existing commercial properties in Michigan. Access competitive rates from our network of 6,000+ commercial lenders.

Commercial Refinance Financing for Michigan Investors

Clear House Lending connects Michigan real estate investors with specialized lenders for refinance projects. Whether you're acquiring, refinancing, or repositioning rate-and-term refinancing, cash-out refinancing, and loan restructuring for existing commercial properties, we'll match you with lenders who understand the Michigan market.

Typical Commercial Refinance Loan Terms

TermRange for Michigan
Loan-to-Value (LTV)Up to 80%
Interest Rates6-9%
Loan Terms5-30 years

Loan Programs for Michigan Refinance Projects

Conventional Refinance

CMBS Refinance

Securitized loans offering competitive rates and non-recourse terms.

SBA 504 Refinance

Government-backed loans with low down payments for owner-occupied properties.

DSCR Refinance

Qualify based on property income, not personal income. No tax returns required.

Key Considerations for Michigan Commercial Refinance Loans

  • Current loan maturity date and prepayment penalties
  • Property value appreciation since acquisition
  • Stabilized NOI and debt service coverage
  • Cash-out proceeds use (renovations, acquisitions, reserves)
  • Interest rate environment and timing

Why Finance Refinance Projects in Michigan?

Michigan offers compelling opportunities for refinance projects investors:

  • Strong demand for refinance projects from local and institutional investors
  • Access to competitive financing from 6,000+ commercial lenders
  • Growing population and economic base supporting commercial real estate
  • Active lending market with multiple loan programs available

Get Commercial Refinance Financing in Michigan

Clear House Lending's network includes lenders actively financing refinance projects in Michigan. Share your deal details and get matched with competitive loan options.

Commercial Loan Programs

Financing solutions for every stage of the commercial property lifecycle

Commercial Acquisitions

Financing for the purchase of new commercial assets

Commercial Refinancing

Rate, term, and cash-out solutions for existing commercial debt

Permanent Financing

Long-term, fixed-rate financing for stabilized commercial properties

Bridge Loans & Interim Debt

Short-term funding for quick acquisitions or property stabilization

CMBS (Conduit Loans)

Securitized, large balance non-recourse commercial real estate mortgages

SBA Loans (7a & 504)

Government-backed financing for owner-occupied commercial real estate

Commercial financing

Ready to secure your next deal?

Fast approvals, competitive terms, and expert guidance for investors and businesses.

  • Nationwide coverage
  • Bridge, SBA, DSCR & more
  • Vertical & Horizontal Construction Financing
  • Hard Money & Private Money Solutions
  • Up to $50M+
  • Foreign nationals eligible
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