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270 articles · Page 5 of 12
What Is a Takedown Loan in Real Estate?
A takedown loan lets builders purchase subdivision lots in phases instead of all at once, reducing carry costs. Covers schedules, partial releases, and terms.
How Hard Is It to Finance Raw Land?
Raw land loans require 30-50% down with higher rates than improved property financing. Learn your options, lender requirements, and strategies to save.
What Is a Horizontal Construction Loan?
Horizontal construction loans fund grading, roads, and utilities before vertical building begins. Rates, terms, and requirements for land developers.
How Much Does It Cost to Build a Subdivision Road?
Subdivision road construction costs range from $150 to $500+ per linear foot. See the full cost breakdown, financing options, and tips to reduce expenses.
How Does Development Funding Work for Builders?
Development funding stacks senior debt (60-70% LTC), mezzanine (10-15%), and equity to finance construction. How builders structure capital in 2026.
How Do Subdivision Developers Get Financing?
Not sure how developers get financing for subdivisions? Learn about A&D loans, capital stacks, equity splits, and lender requirements for your next project.
How Much Money Do You Need for Land Development?
Land development costs range from $20,000 to $100,000+ per acre. See full cost breakdowns, per-lot budgets, and financing strategies for subdivision projects.
How Do Land Development Loans Work?
Land development loans cover 60-75% LTC with rates from 8% and 12-24 month terms. Requirements, draw process, and how to finance your subdivision.
Marina Financing: Complete Loan Guide 2026
Need financing for a marina or boatyard? Learn which loan types work, what rates to expect, and how to qualify for marina commercial real estate loans.
Commercial Loan Interest Reserve Explained
What is an interest reserve on a commercial loan? Learn how interest reserves work, how they are calculated, and when lenders require them on your project.
DSCR Loan vs Conventional Mortgage for Investors
Comparing DSCR loans and conventional mortgages for investors? Learn key differences in qualification, rates, and when each loan type makes sense.
Medical Office Building Financing Guide 2026
Need financing for a medical office building? Learn loan options, current rates, qualification requirements, and what makes MOBs attractive to lenders.
Data Center Financing: Complete Loan Guide 2026
Need financing for a data center? Learn which loan types work for data center acquisitions, what rates to expect, and how lenders evaluate these assets.
Commercial Loan Amortization Explained
How does amortization work on a commercial loan? Learn about amortization schedules, term vs amortization periods, and how they affect your payments.
Interest-Only vs Amortizing Commercial Loans
How do lenders underwrite IO vs fully amortized commercial loans? See how DSCR is calculated for each and when borrowers must qualify at the amortizing rate.
Portfolio Loans for Commercial Real Estate 2026
Need flexible commercial financing? Learn how portfolio loans work, who qualifies, and why they beat conventional options for unique investment properties.
Private Money Lending for Commercial Real Estate 2026
Exploring private money for commercial real estate? Learn how private lending works, typical rates and terms, and when it beats traditional bank financing.
Fixed vs Variable Rate Commercial Mortgage Explained
Choosing between a fixed or variable rate commercial mortgage? Compare costs, risks, and scenarios to pick the right rate structure for your investment.
Fannie Mae Multifamily Loans: Complete Guide 2026
Fannie Mae multifamily loans offer rates from 5.2% with up to 80% LTV for 5+ unit properties. Compare 2026 programs, requirements, and how to qualify.
Commercial Real Estate Loans with Bad Credit 2026
Struggling with bad credit and need a commercial loan? Explore hard money, DSCR, and private lending options that focus on the deal, not your credit score.
Bridge Loan vs Hard Money: Which Is Right for You?
Not sure whether you need a bridge loan or hard money? Compare rates, terms, speed, and use cases to find the right short-term financing for your deal.
Balloon Payments on Commercial Loans Explained
Facing a balloon payment on your commercial loan? Learn how balloon structures work, your refinancing options, and strategies to prepare before maturity.
SBA Loan vs Conventional for Commercial Real Estate
Deciding between an SBA loan and conventional financing for commercial property? Compare rates, terms, down payments, and eligibility to choose wisely.
Commercial Loan Term Sheet: What to Look For
Received a commercial loan term sheet? Learn what every line item means, which terms to negotiate, and red flags that could cost you thousands at closing.
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