Unlock the Power of Your Portfolio. Access Cash Without Selling Your Stocks.

Use your stocks, bonds, and other securities to secure a flexible, low-interest loan. At Clear House Lending, we connect you with over 1,800 lenders to find the perfect fit for your financial goals.

Your Investments, Your Liquidity.

A securities-based loan, often called a stock-backed loan, is a straightforward financial tool that allows you to borrow against the value of your investment portfolio. Instead of selling your assets and potentially incurring capital gains taxes, you simply pledge them as collateral. You retain full ownership of your securities, continuing to benefit from dividends and potential market growth, all while accessing the cash you need.

Key Benefits

• Keep Your Investments: Your portfolio continues to work for you.
• Access Flexible Cash: Use the funds for any purpose—real estate, business ventures, or personal expenses.
• Enjoy Lower Rates: Rates are often more competitive than unsecured personal loans or credit cards.
• Potential Tax Advantages: Avoid triggering capital gains taxes that come with selling appreciated assets.

The Power of Choice. The Confidence of Expertise.

Navigating the world of lending can be complex. We make it simple. Clear House Lending isn't a single bank with a single option; we are your dedicated partner with access to a vast network of over 1,800+ specialized lenders. This is why savvy investors choose us.

Why Choose Clear House Lending?

• Unmatched Access & Competition: Our extensive network of lenders competes for your business. This means you get access to more diverse loan structures, better terms, and the most competitive rates on the market—all through one simple point of contact.
• Tailored to Your Needs: Whether you have a multi-million dollar portfolio or a more modest one, we find lenders who specialize in your specific situation. We ensure the loan structure aligns perfectly with your financial strategy.
• Streamlined & Simple Process: Forget filling out dozens of applications. We handle the heavy lifting, matching you with the ideal lenders and guiding you through a seamless, transparent process from application to funding.
• Expert Guidance: Our team understands the nuances of securities-based lending. We're here to answer your questions and provide the clarity you need to make confident financial decisions.

From Portfolio to Cash in Hand

Getting started with a securities-based loan is simple and straightforward. Here's how it works:

How It Works in 3 Simple Steps

1. Tell Us Your Goal: Complete our secure online form in minutes. Provide basic information about your portfolio and borrowing needs. This initial consultation is free and carries no obligation.
2. We Shop for You: We leverage our network of 1,800+ lenders to find the best possible loan options for you. We present you with clear, easy-to-understand choices.
3. Get Funded: Once you select your preferred loan, we help finalize the paperwork. Your funds are typically available in just a few business days, and your investment portfolio remains yours.

Transparency You Can Trust

A securities-based loan is a powerful tool, and like any financial product, it's important to understand the risks. The value of your securities can fluctuate. If the market value of your collateral declines to a certain point, your lender may issue a "maintenance call," requiring you to post additional collateral or pay down the loan to avoid the liquidation of your assets. At Clear House Lending, we believe in full transparency and will ensure you understand all the terms and conditions before you proceed.

Ready to Put Your Portfolio to Work?

Stop letting your assets sit idle. Discover how much you can borrow today with a no-obligation quote. Let our expertise and unparalleled lender access work for you.

Contact Clear House Lending today to unlock your portfolio's potential.